Shop & Earn

Get loyalty rewards from businesses when you shop with them, plus sales rewards from your network's activity.

Get Loyalty Rewards from Businesses

When you shop at vendors, businesses show their gratitude through rewards. These rewards can be used later to pay essential bills like:

Telecom BillsWater BillsEnergy BillsBank FeesTraffic Tickets

How to Pay Bills with Rewards

Browse the list of available companies in your client portal

Submit your invoice details for the bill you want to pay

Choose how much of your reward balance you want to use

Referral Reward Program

TIER 1

Direct Introductions

20%

Earn 20% of sales rewards when people you directly introduce earn rewards

TIER 2

Indirect Introductions

20%

Earn 20% of sales rewards when your direct introductions' connections earn rewards

TIER 3

Extended Network

60%

Earn 60% of sales rewards from your extended network - three levels deep

Reward Sharing with Network Uplines

When you get loyalty rewards from businesses, the minimum reward is $1.50. 15% of your rewards is automatically shared with your network uplines (those who introduced you).

Example: If you earn a $10 reward, $1.50 (15%) is shared with your network uplines. You keep the remaining $8.50.

Understanding Uplines & Downlines

Network Uplines

Uplines are the people who introduced you to UniGrat. They are above you in the network structure.

When you earn rewards, 15% is shared with your uplines as a mandatory allocation. They earn from your activity.

Your Referrals (Downlines)

Downlines are the people you introduced to UniGrat. They are below you in the network structure.

When your referrals earn sales rewards, you earn introduction rewards from their activity (20%, 20%, 60% across three tiers).

Reward Distribution & Fees

Sales rewards (20%, 20%, 60%) are distributed after fees are deducted, including:

Service Charge

€0.25 per transaction

Platform Fee

1% of transaction amount

Transfer Fee

€0.25 to collect from vendors (via Mollie, Stripe, etc.)

VAT

Applicable VAT on all fees

Important: Rewards are performance-based, not automatic. They depend on vendor participation, verification, and are subject to UniGrat's terms. No earnings are guaranteed.

How Shop & Earn Works

Step 1: Shop & Earn Loyalty Rewards

When you shop at vendors (within or outside UniGrat), you earn loyalty rewards for being a loyal customer. These rewards are your direct earnings from purchases.

Step 2: Earn from Your Introductions

As an introducer, you automatically earn sales rewards when people in your network shop at partner businesses, across all three tiers.

Tier 1 Rewards:

20% of sales rewards from direct introductions

Tier 2 Rewards:

20% of sales rewards from indirect introductions

Tier 3 Rewards:

60% of sales rewards from extended network

Step 3: Use Your Rewards

Accumulate your loyalty rewards and sales rewards, then use them to pay essential bills like phone, water, energy, and parking tickets.

Example: Real Rewards Scenario

Scenario

You introduce Alice (Tier 1). Alice introduces Bob (Tier 2). Bob introduces Carol (Tier 3). All of them shop at partner businesses.

When Alice (your Tier 1 referral) earns $15 sales reward:

You earn 20% = $3.00 introduction reward from Tier 1

When Bob (your Tier 2 referral) earns $15 sales reward:

You earn 20% = $3.00 from Tier 2

When Carol (your Tier 3 referral) earns $10 sales reward:

You earn 60% = $6.00 from Tier 3

Total Introduction Rewards: $12.00

Plus, when you earn rewards yourself, 15% is shared with your uplines

Earn Loyalty & Sales Rewards

Earn loyalty rewards when you shop, plus automatic sales rewards when your introductions shop. Two ways to earn - direct rewards and introduction rewards.

Three-Tier Structure

Earn from three levels of your network. The deeper your network grows, the more you can earn from successful introductions.

Use for Bills

Your rewards can be used to pay essential bills like phone, water, energy, and parking tickets. Real value, real savings.

Ongoing Rewards

Build recurring reward streams as your network continues to shop and earn. Performance-based rewards tied to real transactions.

Please Read Our Terms & Conditions

It's important to understand how rewards work, as well as the terms that govern your use of UniGrat.

Rewards Policy

Learn exactly how rewards work on UniGrat. This document explains pending vs confirmed rewards, the 7-day confirmation window, network allocations, and more.